ODPC Bank

Opening Hours: Monday To Saturday (Except for the 2nd and the 4th Saturday) between 10am to 4pm

OMPRAKASH DEORA PEOPLE’S CO.OP BANK LTD, is registered with DICGC (https://www.dicgc.org.in/)

Fixed Deposit Account

Bank Fixed Deposits are also known as Term Deposits. In a Fixed Deposit Account, a certain sum of money is deposited in the bank for a specified time period with a fixed rate of interest. The rate of interest for Bank Fixed Deposits depends on the maturity period. It is higher in case of longer maturity period. There is great flexibility in maturity period and it ranges from 31 days to 5 years. The interest can be compounded quaterly, half-yearly or annually. Minimum deposit amount is Rs 1000/- and there is no upper limit. Loan facility is available against bank fixed deposits. Premature withdrawal is permissible but it involves loss of interest.

Term Deposit Account can be opened by:

How to open a bank fixed deposit account

Various Term Deposit Scheme Available With Us Includes

TERM DEPOSIT INTEREST RATES (W.E.F. 19/01/2023)

Society/ Bank Deposit Rate

Sr.NoDurationRate
131 Days To 90 Days5%
290 days To 180 Days5.50%
3181 Days To 12 Months5%
413 Months To 14 Months5%
515 Months To 24 Months (Simple Interest)8%
615 Months To 24 Months (Re-Investment)7%
725 Months & Above5%

Personal Deposite Rate

Sr.NoDurationRate
131 Days To 90 Days5%
290 days To 180 Days5.50%
3181 Days To 12 Months6%
413 Months To 14 Months6%
515 Months To 24 Months (Simple Interest)8%
625 Months To 36 Months (Simple Interest)6.75%
737 Months To 60 Months(Simple Interest)6%
815 Months To 24 Months (Re-Investment)7.50%
925 Months To 36 Months (Re-Investment)6.50%
1037 Months To 60 Months(Re-Investment)5.75%

Senior Citizen 0.50% extra rate Age Above 60

(For More Details Please Visit Our Nearest Branch) T&C Applicable
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